# Cards for 600 Score: Mission Lane, Capital One, Real APRs (2026)

> Score-band matching for 580-669. Mission Lane and Capital One Platinum accept 580+. Capital One Platinum 28.99% APR, Mission Lane 19.99-33.99%. Soft-pull first, no hard inquiry

## Pages

- [Home](https://creditcardforfaircredit.com): Score-band matching for 580-669. Capital One Platinum (28.99% APR, no annual fee) and Mission Lane accept 580+. Soft-pull pre-qualify first, no hard...
- [0% APR Credit Cards for Fair Credit 2026 - What's Actually Available](https://creditcardforfaircredit.com/0-apr-fair-credit): Honest guide to 0% APR cards for fair credit scores. Most 0% APR cards require 670+. Here is what is actually available...
- [Best Credit Cards for a 580 Credit Score (2026)](https://creditcardforfaircredit.com/580-credit-score): At 580, you have real card options - but your path matters. Compare the best secured and unsecured credit cards for a...
- [Best Credit Cards for a 600 Credit Score (2026)](https://creditcardforfaircredit.com/600-credit-score): At 600, more unsecured options open up. Compare the best credit cards for a 600 credit score with current APR rates, approval...
- [Best Credit Cards for a 620 Credit Score (2026)](https://creditcardforfaircredit.com/620-credit-score): At 620, rewards cards become accessible. Compare the best credit cards for a 620-625 credit score with honest approval odds, cashback comparison,...
- [Best Credit Cards for a 640 Credit Score (2026)](https://creditcardforfaircredit.com/640-credit-score): At 640, you are 30 points from good credit. Compare the best cards for a 640-645 credit score with approval odds and...
- [Best Credit Cards for a 660 Credit Score (2026)](https://creditcardforfaircredit.com/660-credit-score): At 660, you are 10 points from good credit. Compare the best cards for 660-669 scores and get a 90-day plan to...
- [Avant Credit Card Review 2026: Unsecured 580+ With No Deposit](https://creditcardforfaircredit.com/avant-credit-card-review): Avant Credit Card: 580+ accepted, no deposit, $0-$59 annual fee, 29.49% variable APR, soft-pull pre-qualification. Issued by WebBank. Honest comparison vs Mission...
- [Best Credit Cards for Rebuilding Credit in 2026 - After Hardship or Bankruptcy](https://creditcardforfaircredit.com/best-cards-for-rebuilding): Credit card recommendations specifically for rebuilding after job loss, medical debt, missed payments, or bankruptcy. Honest recovery timelines and the best cards...
- [Capital One Platinum Credit Card Review 2026 - Honest Assessment for Fair Credit](https://creditcardforfaircredit.com/capital-one-platinum-review): Unbiased Capital One Platinum review for fair credit scores (580-640). Real approval odds, the 6-month credit limit review, honest comparison vs QuicksilverOne....
- [Capital One QuicksilverOne Review 2026: 1.5% Cash Back for Fair Credit](https://creditcardforfaircredit.com/capital-one-quicksilverone-review): QuicksilverOne is the only meaningful unsecured cashback card for FICO 620-669. $39 annual fee, 1.5% flat cashback, 28.99% APR, no foreign transaction...
- [Best Cashback Credit Cards for Fair Credit 2026](https://creditcardforfaircredit.com/cashback-fair-credit): Compare cashback credit cards available at fair credit scores (580-669). Real rewards math, annual fee breakeven analysis, and score-specific availability. Updated April...
- [The True Cost of Carrying a Balance at Fair-Credit APRs (28-32%)](https://creditcardforfaircredit.com/cost-of-carrying-balance-fair-credit): A $1,500 balance at 29% APR with minimum payments takes 84+ months and costs $1,860+ in interest. The math, the Federal Reserve...
- [Credit One Bank Platinum Visa Review 2026: The High-Fee Card to Avoid (Mostly)](https://creditcardforfaircredit.com/credit-one-platinum-visa-review): Credit One Platinum Visa for Rebuilding Credit: $75 first-year annual fee, then $99 billed at about $8.25 a month, 25.49-29.74% variable APR,...
- [Credit Utilization Targets at 580, 620, and 660 FICO: What Actually Moves Your Score](https://creditcardforfaircredit.com/credit-utilization-by-fico-band): FICO utilization is 30% of your score. Highest-scorers run sub-10% utilization. AZEO method (all zero except one), CLI strategy, statement-date timing, and...
- [Discover it Secured Review 2026: The Best Secured Card for Fair Credit](https://creditcardforfaircredit.com/discover-it-secured-review): Discover it Secured: $200 minimum deposit, 2% cashback on gas and restaurants up to $1,000/quarter, Cashback Match year 1, no annual fee,...
- [Fair Credit Cards After Chapter 7 or Chapter 13 Bankruptcy Discharge (2026)](https://creditcardforfaircredit.com/fair-credit-after-bankruptcy): After bankruptcy discharge: Capital One, Mission Lane, and Petal have the most public approval history. Avoid subprime fee traps. Rebuild path with...
- [Fair-Credit Cards After Paid Collections or Charge-Offs on Report (2026)](https://creditcardforfaircredit.com/fair-credit-after-collections-paid): FICO 9 and FICO 10 ignore paid medical collections; FICO 8 still scores them. Why issuers may approve at lower scores than...
- [Best Fair-Credit Cards on a Fixed Income or in Retirement (2026)](https://creditcardforfaircredit.com/fair-credit-for-fixed-income-and-retirees): Fair-credit cards for SSA, pension, and fixed-income households. CARD Act income rules, no-fee cards, why subprime monthly fees are especially damaging on...
- [Fair-Credit Cards for Self-Employed and Gig Workers (FICO 580-669)](https://creditcardforfaircredit.com/fair-credit-for-self-employed): 1099, freelancer, ride-share, gig income on a fair-credit application: Schedule C net income for CARD Act ability-to-pay. Petal cash-flow underwriting helps where...
- [Fair-Credit Cards for Under-21 Applicants: CARD Act Ability-to-Pay (2026)](https://creditcardforfaircredit.com/fair-credit-under-21-card-act): CARD Act 2009 (Reg Z 1026.51(b)) requires under-21 applicants to show independent income or have a co-signer. Most issuers no longer offer...
- [Fair to Good Credit: Realistic Timeline From 580-669 to 670+ (2026)](https://creditcardforfaircredit.com/graduating-from-fair-to-good-credit): Realistic 6-24 month timeline. Month-by-month example: secured card month 0, first score bump month 3, utilization optimisation month 6, second card month...
- [How to Improve Fair Credit to Good Credit](https://creditcardforfaircredit.com/improve): Step-by-step guide to moving your credit score from fair (580-669) to good (670+). Payment history, utilization, account age, and what actually moves...
- [How to Improve Your Credit Score from Fair to Good (580-669 to 670+) - 2026](https://creditcardforfaircredit.com/improve-credit-score): Concrete, fair-credit-specific guide to improving your score from 580-669 to 670+. The 5 FICO factors, fastest-impact actions, and realistic timelines by starting...
- [Indigo and Milestone Mastercard Review 2026: Subprime Cards With Annual Fees](https://creditcardforfaircredit.com/indigo-and-milestone-mastercard-review): Indigo and Milestone Mastercard from Concora Credit / Genesis FS: pre-set $300 credit line, $0-$99 annual fee year one (often $99 thereafter),...
- [Mission Lane Visa Review 2026: Honest Look at the 580+ Unsecured Card](https://creditcardforfaircredit.com/mission-lane-visa-review): Mission Lane Visa accepts 580+, no deposit, $0-$59 variable annual fee, 19.99-33.99% APR. Soft-pull pre-qualification. Issued by Transportation Alliance Bank. No rewards
- [Petal 1 vs Petal 2 Review 2026: Cash-Flow Underwriting for Fair Credit](https://creditcardforfaircredit.com/petal-1-vs-petal-2-review): Petal 1 (19.99-29.49% APR, up to 1.25% cashback) vs Petal 2 (18.24-32.24% APR, 1-1.5% cashback). Both no annual fee, both use cash-flow...
- [How to Prequalify for a Credit Card Without Hurting Your Score](https://creditcardforfaircredit.com/prequalify): Learn how to prequalify for credit cards using soft inquiries that do not affect your credit score. Which issuers offer prequalification and...
- [Check Credit Card Approval Odds Without Hurting Your Score (2026)](https://creditcardforfaircredit.com/prequalify-no-hard-pull): How to pre-qualify for credit cards using soft pull tools. Step-by-step guide for Capital One, Discover, Mission Lane, and Petal. Protect your...
- [Best Secured Credit Cards for Fair Credit 2026](https://creditcardforfaircredit.com/secured): Compare the best secured credit cards for fair credit scores. Low deposits, real rewards, and automatic graduation paths to unsecured cards
- [Best Secured Credit Cards for Fair Credit 2026 - Graduation Timelines](https://creditcardforfaircredit.com/secured-cards): Compare secured credit cards with graduation timelines (Discover, Capital One, Bank of America, Citi). Find out which cards return your deposit fastest...
- [Secured vs Unsecured Credit Card: Which Should You Get with Fair Credit?](https://creditcardforfaircredit.com/secured-vs-unsecured): Should you get a secured or unsecured credit card with a 580-669 score? Decision framework by exact score band, deposit myth debunked,...
- [Surge and Reflex Mastercard Review 2026: The Costliest Fair-Credit Cards](https://creditcardforfaircredit.com/surge-and-reflex-mastercard-review): Surge and Reflex Mastercard from Continental Finance: $75-$99 annual fee year one, $99 plus $10/month maintenance year two, 29.99% variable APR (up...
- [Best Unsecured Credit Cards for Fair Credit 2026 - No Deposit Required](https://creditcardforfaircredit.com/unsecured-cards): Compare unsecured credit cards that approve fair credit scores (580-669) with no deposit. Honest rankings, APR data, and red flags to avoid....
- [When to Apply for a Second Credit Card on Fair Credit (Timing, Utilization, Inquiries)](https://creditcardforfaircredit.com/when-to-apply-for-second-fair-credit-card): Chase 5/24, Capital One 6-month rule, Amex 2-in-90-days, hard-inquiry recovery, soft-pull pre-qualification at the next issuer, and why a second card helps...

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*Generated 2026-08-26 from Cards for 600 Score: Mission Lane, Capital One, Real APRs (2026) site source.*